Mozaik Islam

Menjaga Akidah Islam dan Menghargai Kebhinekaan demi Masyarakat yang Harmonis dan Sejahtera dalam Bingkai NKRI

Muslim Economy Needs to Implement Allah’s Law to Survive and Flourish

Providing for people’s needs, helping them acquire their benefit and ensuring meaningful cooperation between them will only be achieved through abiding by Islamic Law. It requires truthfulness and Amanah (honesty) and prohibits lying, deceit and all the types of dealings that Allah does not permit.

Allah said,

 وَتَعَاوَنُوا عَلَى الْبِرِّ وَالتَّقْوَى وَلاَ تَعَاوَنُوا عَلَى الإِثْــمِ وَالْعُدْوَانِ 

what translated means, {Help you one another in Al­Birr and At­Taqwa (virtue, righteousness and piety); but do not help one another in sin and transgression}[5:2],

 إِنَّ اللَّهَ يَأْمُرُكُمْ أَنْ تُؤَدُّوا الأَمَانَاتِ إِلَى أَهْلِهَا وَإِذَا حَكَمْتُمْ بَيْنَ النَّاسِ أَنْ تَحْكُمُوا بِالْعَدْلِ 

and, {Verily! Allah commands that you should render back the trusts to those to whom they are due; and that when you judge between men, you judge with justice}[4:58],

 يَا أَيُّهَا الَّذِينَ آمَنُوا لاَ تَخُونُوا اللهَ وَالرَّسُولَ وَتَخُونُوا أَمَانَاتِكُمْ وَأَنْتُمْ تَعْلَمُونَ 

and, {O you who believe! Betray not Allah and His Messenger, nor betray knowingly your Amanat (things entrusted to you, and all the duties which Allah has ordained for you)}[8:27].

Also, Allah said,

 يَا أَيُّهَا الَّذِينَ آمَنُوا إِذَا تَدَايَنْتُمْ بِدَيْنٍ إِلَى أَجَلٍ مُسَمًّى فَاكْتُبُوهُ وَلْيَكْتُبْ بَيْنَكُمْ كَاتِبٌ بِالْعَدْلِ وَلاَ يَأْبَ كَاتِبٌ أَنْ يَكْتُبَ كَمَا عَلَّمَهُ اللَّهُ فَلْيَكْتُبْ وَلْيُمْلِلِ الَّذِي عَلَيْهِ الْحَقُّ وَلْيَتَّقِ اللَّهَ رَبَّهُ وَلاَ يَبْخَسْ مِنْهُ شَيْئًا 

what translated means, {O you who believe! When you contract a debt for a fixed period, write it down. Let a scribe write it down in justice between you. Let not the scribe refuse to write as Allah has taught him, so let him write. Let him (the debtor) who incurs the liability dictate, and he must fear Allah, his Lord, and diminish not anything of what he owes}[2:282], and, [33:70-71]

 يَا أَيُّهَا الَّذِينَ آمَنُوا اتَّقُوا اللَّهَ وَقُولُوا قَوْلاً سَدِيدًا يُصْلِحْ لَكُمْ أَعْمَالَكُمْ وَيَغْفِرْ لَكُمْ ذُنُوبَكُمْ 

{O you who believe! Keep your duty to Allâh and fear Him, and speak (always) the truth. He will direct you to do righteous good deeds and will forgive you your sins. And whosoever obeys Allâh and His Messenger (Muhammad صَلَّى اللهُ عَلَيْهِ وسَلَّمَ), he has indeed achieved a great achievement1}[33:71-72].

Further, the Messenger of Allah salla allahu `alaihi wa-sallam said,

“الْبَيِّعَانِ بِالْخِيَارِ مَا لَمْ يَتَفَرَّقَا أَوْ قَالَ حَتَّى يَتَفَرَّقَا فَإِنْ صَدَقَا وَبَيَّنَا بُورِكَ لَهُمَا فِي بَيْعِهِمَا وَإِنْ كَتَمَا وَكَذَبَا مُحِقَتْ بَرَكَةُ بَيْعِهِمَا”.

“The seller and the buyer have the right to keep or return goods as long as they have not parted or until they part; if both parties spoke the truth and duly described the defects and qualities (of the goods), then they would be blessed in their transaction; if they told lies or hid something, then the blessings of their transaction would be lost”[Al-Bukhari and Muslim].

Also Muslim and Ahmad narrated that Abu Sa`eed al-Khudri radhiya allahu `anhu said that the Prophet salla allahu `alaihi wa-sallam said,

“الذَّهَبُ بِالذَّهَبِ وَالْفِضَّةُ بِالْفِضَّةِ وَالْبُرُّ بِالْبُرِّ وَالشَّعِيرُ بِالشَّعِيرِ وَالتَّمْرُ بِالتَّمْرِ وَالْمِلْحُ بِالْمِلْحِ مِثْلاً بِمِثْلٍ يَدًا بِيَدٍ فَمَنْ زَادَ أَوِ اسْتَزَادَ فَقَدْ أَرْبَى الآخِذُ وَالْمُعْطِي فِيهِ سَوَاءٌ”.

“Gold for gold, silver for silver, wheat grain for wheat grain, barley for barley, dates for dates, salt for salt: equal in amount and from hand to hand (meaning the payment is not delayed). Those who give more or ask for more, then both who take the increase and those who give it are the same, and both will have committed Riba.” Also, Jabir [ibn `Abdullah al-Ansari, radhiya allahu `anhu] said, “The Messenger of Allah salla allahu `alaihi wa-sallam cursed those who take Riba and those who give it, write it and witness it, then said that, ‘They all are the same!’”[Muslim].

In addition, `Umar ibn Al-Khattab narrated that the Messenger of Allah, peace be upon him, said,

“الذَّهَبُ بِالذَّهَبِ رِبًا إِلاَّ هَاءَ وَهَاءَ وَالْبُرُّ بِالْبُرِّ رِبًا إِلاَّ هَاءَ وَهَاءَ وَالتَّمْرُ بِالتَّمْرِ رِبًا إِلاَّ هَاءَ وَهَاءَ وَالشَّعِيرُ بِالشَّعِيرِ رِبًا إِلاَّ هَاءَ وَهَاءَ”.

“The bartering of gold for gold entails Riba, except if it is from hand to hand and equal in amount; wheat grain for wheat grain entails Riba, except if it is from hand to hand and equal in amount; dates for dates entails Riba, except if it is from hand to hand and equal in amount; and barley for barley entails Riba, except if it is from hand to hand and equal in amount”[Al-Bukhari and Muslim]. He salla allahu `alaihi wa-sallam also said,

“مَنْ غَشَّنَا فَلَيْسَ مِنَّا”.

“Those who cheat us are not some of us”[Muslim, without a chain of narration, Ahmad, ibn Majah and ad-Darimi. The correct words for this Hadith are, “Those who cheat are not some of us”]. Also, the Prophet salla allahu `alaihi wa-sallam said,

“أَلاَ أُنَبِّئُكُمْ بِأَكْبَرِ الْكَبَائِرِ”.

“Should I inform you about the greatest of the great sins?” They said, “Yes, O Allah’s Apostle!” He said,

“الإِشْرَاكُ بِاللَّهِ وَعُقُوقُ الْوَالِدَيْنِ”.

“To join others in worship with Allah and to be undutiful to one’s parents.” The Prophet, peace be upon him, then sat up after he had been reclining (on a pillow) and said,

“أَلاَ وَقَوْلُ الزُّورِ”.

And I warn you against giving a false statement or a false testimony”[Al-Bukhari and Muslim]. There are many other Hadiths on this topic.

By: Shaikh: Abdul ‘Aziz ibn Abdullah ibn Baz